Information about you is
safeguarded in a number of ways. We use advanced data-encryption and storage technology to
protect personal information about you. Also, we employ a variety of physical, electronic
and procedural safeguards in areas containing nonpublic personal information and maintain
on-site supervision of these areas. Some of the measures taken to ensure the security of
information about you include:
- Secure facilities with access controls at public points of entry, as well as the
use of security systems
- Contractually requiring business partners to safeguard and prevent the
unauthorized use of personal information about our customers
- Auditing company security practices
- Secure onsite document shredding
Collection of Information
In order to issue and service your insurance policies, comply with government
regulations, improve our products and services and better understand your insurance needs,
we may collect and maintain nonpublic personal information about you:
- From applications or other forms (such as name, address, age, telephone number,
employer, Social Security number, credit card information, and beneficiaries);
- From your transactions with us or others (such as name, address and telephone
number); and
- From consumer reporting agencies and other information collection agencies (such
as creditworthiness and credit history).
Disclosure of Information
We may disclose the following information about you to companies that perform
services on our behalf:
- Information we receive from you on applications and other forms or from your
transactions with others (such as name, address, and telephone number).
FICOR may also share certain personal information with the financial institution
or other company that introduced you to FICOR in accordance with that company’s
privacy policy. However, FICOR will not give information to another nonaffiliated party
for the purpose of soliciting you. Because of our privacy practices, we do not disclose
information about our customers or former customers other than as described above or as
required or permitted by law.
Internet Policy
For each visitor to FICOR web sites, our web server automatically recognizes the
consumer’s domain name, but not the e-mail address, and tracks the pages of our site
that are visited. The generalized information we gather enables us to serve you better by
continually improving our site based on current use pattern. Nonpublic personal
information required as part of an electronic application process is transmitted over a
secure connection.
We reserve the right to change this Privacy Policy after providing you with adequate
notice of such changes.
We understand the importance of your nonpublic personal information and treat it
accordingly, and invite you to contact us toll free at 1-800-277-9703 if you have any
additional questions.
